Directors & Officers


What Is Directors & Officers (D&O) Insurance, And Do I Need It?

D&O Insurance cover offers Liability cover and Financial Protection for company managers to protect them from claims which may arise as a direct result of either actions or decisions taken by them within the scope of their regular business functions.

This policy covers the personal liability of the company Directors & Officers, as individuals, but also the reimbursement of the Company in case it has paid the claim to a Third Party on behalf of its managers in order to protect themselves.

Common issues that arise which can be covered by the D&O policy would include:

  • Employment practises and HR issues
  • Shareholder actions
  • Misrepresentation of the company is a company prospectus or publication
  • Reporting errors
  • Failure of the company to comply with regulation and law
  • Decisions taken outside a managers authority limit

Please give us a call, or request a call back, and we can discuss your requirements, and as always:

If we can’t give you the best price, we will always give the best advice.

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